Terms of Service
Last updated: October 20, 2025
Capital Advisors
78 Bandra Kurla Complex
Mumbai, Maharashtra 400051
India
Agreement to Terms
These Terms of Service govern your access to and use of the Capital Advisors website and services. By accessing or using our website, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.
These terms apply to all visitors, users, and clients who access or use our website and services. We reserve the right to update or modify these terms at any time, and your continued use of our services following any changes constitutes acceptance of those changes.
Description of Services
Capital Advisors provides financial advisory services including but not limited to:
Our services are provided through personalized consultations, written recommendations, and ongoing support as agreed upon with each client. The specific scope of services will be outlined in individual service agreements.
Acceptable Use Policy
When using our website and services, you agree to:
Permitted Uses
- • Access our website and services for lawful purposes only
- • Provide accurate and complete information when requested
- • Maintain the confidentiality of any login credentials or account information
- • Use our services in compliance with all applicable laws and regulations
- • Respect intellectual property rights of all content on our website
Prohibited Uses
- • Use our services for any illegal or unauthorized purpose
- • Attempt to gain unauthorized access to our systems or networks
- • Interfere with or disrupt the operation of our website or services
- • Transmit viruses, malware, or other harmful code
- • Harass, abuse, or harm other users or our staff
- • Collect or harvest information about other users without permission
- • Impersonate any person or entity or misrepresent your affiliation
- • Engage in any automated use of the system without our express permission
Violation of this Acceptable Use Policy may result in immediate termination of your access to our website and services, and we reserve the right to take appropriate legal action if necessary.
Service Access and Requirements
Eligibility
Our services are available to individuals who are 18 years of age or older and have the legal capacity to enter into binding agreements. By using our services, you represent and warrant that you meet these eligibility requirements.
Account Registration
Certain features of our website may require you to create an account or provide personal information. You are responsible for maintaining the security of your account credentials and for all activities that occur under your account. Please notify us immediately if you become aware of any unauthorized use of your account.
Service Modifications
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We may also impose limits on certain features or restrict access to parts of the website or services without liability. We will make reasonable efforts to notify clients of significant changes that affect their ongoing service arrangements.
Geographic Restrictions
Our services are primarily intended for residents of India and are provided in accordance with Indian laws and regulations, particularly SEBI regulations. Access from other jurisdictions may be subject to different legal requirements or restrictions.
Fees and Payment Terms
Our services are provided on a fee basis as agreed upon in individual service agreements. Fee structures vary depending on the type and scope of services provided.
Fee Transparency
All fees will be clearly communicated before you engage our services. We operate on a transparent fee-only basis and do not receive commissions from product providers, ensuring our advice remains objective and in your best interest.
Payment Terms
Payment terms will be specified in your service agreement. Generally, consultation fees are payable before or at the time of service delivery. For ongoing advisory relationships, billing may be structured as quarterly or annual retainers.
Refund Policy
Refund eligibility depends on the specific services provided and will be detailed in your service agreement. Generally, services that have been rendered are non-refundable. For ongoing advisory arrangements, you may cancel with appropriate notice as specified in your agreement.
Intellectual Property Rights
Our Content
All content on our website, including text, graphics, logos, images, videos, and software, is the property of Capital Advisors or its content suppliers and is protected by Indian and international intellectual property laws. This includes our branding, website design, educational materials, and proprietary methodologies.
Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. You may not reproduce, distribute, modify, display, or create derivative works from our content without our express written permission.
User-Generated Content
If you provide feedback, suggestions, or other communications to us, you grant us a perpetual, royalty-free license to use such content for any purpose, including improving our services. You represent that any content you provide does not violate any third-party rights.
Disclaimers and Limitations
No Guarantee of Results
While we strive to provide high-quality financial advice, we cannot guarantee specific investment results or outcomes. Past performance does not indicate future results. Financial markets are subject to various risks, and investment values can fluctuate.
Service Availability
Our website and services are provided on an "as is" and "as available" basis. We do not warrant that our services will be uninterrupted, error-free, or completely secure. We may experience technical issues, maintenance periods, or other interruptions.
Third-Party Links and Services
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of service of these external sites. Your use of third-party services is at your own risk.
Termination of Services
We reserve the right to terminate or suspend your access to our website and services at any time, with or without cause, and with or without notice, for any reason including but not limited to violation of these Terms of Service.
You may terminate your relationship with us at any time by discontinuing use of our services and closing any accounts you may have. Upon termination, any outstanding fees for services rendered remain due and payable.
Provisions of these Terms that by their nature should survive termination will survive, including intellectual property provisions, disclaimers, limitations of liability, and dispute resolution provisions.
Governing Law and Dispute Resolution
These Terms of Service are governed by and construed in accordance with the laws of India, without regard to conflict of law principles. Any disputes arising from or relating to these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.
Before initiating formal legal proceedings, we encourage you to contact us directly to resolve any disputes informally. Many concerns can be addressed through open communication and mutual understanding.
Questions About Terms of Service
If you have any questions about these Terms of Service, please contact us:
Capital Advisors
78 Bandra Kurla Complex
Mumbai, Maharashtra 400051
India
Email: [email protected]
Phone: +91 22 6184 7523