Advertising Disclosure
Last updated: October 25, 2025
Our Commitment to Transparency
At Capital Advisors, transparency is fundamental to how we operate. This Advertising Disclosure explains our advertising practices, potential conflicts of interest, and how we maintain objectivity in our financial advice. We believe you have the right to understand any relationships or arrangements that might influence the information we provide.
We are committed to providing honest, unbiased financial advice that serves your best interests. This disclosure helps you make informed decisions about working with us and understanding our business model.
Fee-Only Advisory Model
No Commission-Based Compensation
Capital Advisors operates on a fee-only basis, which means we do not receive commissions, referral fees, or other compensation from financial product providers. Our advice is based solely on what we believe is in your best interest, not on potential commissions we might earn from specific product recommendations.
This fee-only structure helps eliminate potential conflicts of interest that can arise when advisors receive compensation for recommending specific products. You pay us directly for our advice and services, ensuring our loyalty remains with you rather than with product providers.
What This Means for You
- • Objective advice free from commission bias
- • Recommendations based on your goals, not our compensation
- • Clear, transparent fee structure
- • Alignment of our interests with your financial success
Our Fiduciary Duty
- • Legal obligation to act in your best interest
- • Disclosure of any potential conflicts of interest
- • Commitment to objectivity and professionalism
- • Compliance with SEBI regulations
Affiliate Relationships and Partnerships
Limited Affiliate Participation
Our website may occasionally contain links to third-party financial services, tools, or educational resources. In some cases, we may participate in affiliate programs where we receive a small commission if you choose to use these services through our referral.
However, we want to be clear: our primary advisory services remain fee-only, and any affiliate relationships do not influence the financial advice we provide to our clients. We only recommend products or services that we genuinely believe may be valuable, and we clearly identify any affiliate links when they appear.
Educational Content and Resources
Some educational content on our website, including articles, guides, or tool recommendations, may include affiliate links to:
- Financial planning software or tools
- Books or educational resources about personal finance
- Third-party services that complement our advisory offerings
These affiliate arrangements are supplementary and do not affect our core advisory services or the advice we provide to our clients.
Clear Identification
When content includes affiliate links, we will clearly identify them as such. You are never under any obligation to use these links, and choosing alternative options will not affect the quality of our service or advice in any way.
Third-Party Advertising Networks
Display Advertising
Our website may display advertisements served by third-party advertising networks such as Google AdSense. These ads are algorithmically selected based on website content and visitor behavior patterns. We do not manually select or endorse the specific advertisements that appear.
Cookie-Based Advertising
Third-party advertising networks may use cookies and similar technologies to:
- Display relevant advertisements based on your interests
- Measure advertisement effectiveness and performance
- Prevent showing the same ads repeatedly
- Understand how users interact with advertisements
Please see our Cookie Policy for detailed information about how these technologies work and how you can control them.
No Endorsement
The appearance of third-party advertisements on our website does not constitute an endorsement, recommendation, or approval of the advertised products or services. We are not responsible for the content, accuracy, or practices of external advertisers.
Your Rights and Ad Controls
Managing Your Ad Experience
You have several options to control the advertising you see:
- Cookie Settings: Use our cookie preference center to control advertising cookies
- Browser Settings: Configure your browser to block or limit cookies
- Ad Blockers: Install browser extensions that block advertisements
- Opt-Out Programs: Visit industry opt-out pages to control interest-based advertising
Data Collection for Advertising
When you visit our website, advertising networks may collect information about your browsing behavior to deliver personalized ads. This data collection is governed by the privacy policies of those third-party networks, not by Capital Advisors. We encourage you to review their privacy policies to understand their data practices.
Your Privacy Choices
You have the right to opt out of personalized advertising at any time. Opting out does not mean you will see fewer ads, but the ads you see may be less relevant to your interests. You can manage your advertising preferences through our Cookie Policy page or directly through advertising network settings.
Changes to This Disclosure
We may update this Advertising Disclosure from time to time to reflect changes in our practices or applicable regulations. When we make changes, we will update the "Last updated" date at the top of this page. Material changes will be communicated through a prominent notice on our website.
We encourage you to review this disclosure periodically to stay informed about our advertising practices and how they may affect your experience on our website.
Questions About Advertising Practices
If you have any questions about our advertising practices or this disclosure, please contact us through our contact form. We're committed to transparency and are happy to provide additional information about our business model and advertising relationships.