Terms and Conditions - Capital Advisors

Binding Legal Agreement

These Terms and Conditions constitute a legally binding agreement between you and Capital Advisors. By accessing our website or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these terms. These terms supplement and work in conjunction with our Terms of Service and Privacy Policy.

If you do not agree with any part of these Terms and Conditions, you must not use our website or services. Your continued use of our services following any modifications to these terms constitutes your acceptance of such modifications.

User Obligations and Responsibilities

Information Accuracy

You agree to provide accurate, current, and complete information when:

• Registering for our services or creating an account
• Submitting contact forms or inquiries
• Providing financial information for advisory purposes
• Updating your profile or account details

You are responsible for promptly updating any information that changes to ensure we can provide appropriate advice based on your current circumstances.

Lawful Conduct

When using our services, you must:

• Comply with all applicable Indian laws and regulations
• Adhere to SEBI guidelines and financial regulations
• Respect the intellectual property rights of Capital Advisors and third parties
• Refrain from any activity that could harm or interfere with our services
• Not engage in fraudulent, deceptive, or manipulative practices

Confidentiality

You agree to maintain the confidentiality of any proprietary information, methodologies, or strategies shared by Capital Advisors. This includes financial plans, investment recommendations, and analysis provided as part of our advisory services. You may not share, reproduce, or distribute such information without our express written consent.

Communication Standards

When communicating with our team or using our platform, you agree to maintain professional and respectful conduct. Harassment, abusive language, threats, or discriminatory behavior towards our staff or other users will not be tolerated and may result in immediate termination of services.

Independent Decision Making

While we provide professional financial advice, you acknowledge that all final investment and financial decisions remain your responsibility. You agree to carefully consider our recommendations in the context of your personal circumstances before taking action.

Liability Limitations and Warranties

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy, reliability, or completeness of information
• Warranties that services will be uninterrupted or error-free
• Warranties regarding specific investment outcomes or returns

Limitation of Liability

To the maximum extent permitted by Indian law, Capital Advisors, its directors, employees, and affiliates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Investment losses resulting from market fluctuations or economic conditions
• Damages arising from your use or inability to use our services
• Any claims exceeding the fees paid for our services in the preceding 12 months

Market Risk Acknowledgment

You acknowledge and understand that all investments carry inherent risks. Past performance does not guarantee future results. Market conditions, economic factors, and regulatory changes can significantly impact investment values. We provide advice based on available information and analysis, but cannot predict or control market movements.

Professional Standard of Care

While we cannot guarantee specific outcomes, we commit to providing services that meet professional standards expected of SEBI-registered investment advisors. Our advice is based on thorough analysis, industry best practices, and our fiduciary duty to act in your best interest.

Indemnification

You agree to indemnify, defend, and hold harmless Capital Advisors, its directors, officers, employees, contractors, and affiliates from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

Your use or misuse of our services
Your violation of these Terms and Conditions
Your violation of any third-party rights, including intellectual property rights
Your violation of applicable laws or regulations
Any content or information you provide that causes harm to a third party

Dispute Resolution and Governing Law

Informal Resolution

Before pursuing formal legal action, you agree to first attempt to resolve any disputes informally by contacting us directly. Most concerns can be addressed through open communication and mutual understanding. We are committed to working with you to find satisfactory resolutions to any issues that may arise.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India, including but not limited to the SEBI Act, Income Tax Act, and other applicable financial regulations. Any matters not specifically addressed in these terms shall be governed by relevant Indian legislation.

Jurisdiction

Any disputes arising from or relating to these Terms and Conditions or your use of our services shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India. By using our services, you consent to the personal jurisdiction of these courts.

Arbitration

Where applicable and mutually agreed upon, disputes may be resolved through arbitration in accordance with the Arbitration and Conciliation Act, 1996. The arbitration shall be conducted in Mumbai, in the English language, and the decision of the arbitrator shall be final and binding on both parties.

General Provisions

Entire Agreement

These Terms and Conditions, together with our Terms of Service and Privacy Policy, constitute the entire agreement between you and Capital Advisors regarding your use of our services and supersede all prior agreements and understandings.

Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely matches the intent of the original provision.

Waiver

Our failure to enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Capital Advisors.

Assignment

You may not assign or transfer these Terms and Conditions or your rights and obligations hereunder without our prior written consent. We may assign our rights and obligations without restriction.

Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, government actions, internet failures, or other force majeure events.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Material changes will be communicated through our website or via email to registered users. Your continued use of our services after such modifications constitutes acceptance of the updated terms.

Questions About Terms and Conditions

If you have any questions or concerns regarding these Terms and Conditions, please contact us:

Capital Advisors

78 Bandra Kurla Complex

Mumbai, Maharashtra 400051

India

Email: [email protected]

Phone: +91 22 6184 7523